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The Divorce Buy-Out - They're still screwing it up

RE: Previous Divorce Decree---The attorney definitely needs to go to one of your CLE's! Got this email from one of my favorite family law attorneys – the awesome Bodie Freeman in Keller, TX. Subject line read: RE: Previous Divorce Decree---The attorney definitely needs to go to one of your CLE's! Noel, Below please find a […]

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Demand a Loan Approval - You're The Seller!

For the most part, I am in the position of qualifying divorcing homeowners for mortgage financing. I work with the party who must refinance and remove the spouse from the loan liability as well as include a buyout to spouse – that famous Owelty lien. But, what does that transaction look like from the other […]

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Settling home ownership in a divorce - When one party refuses to let the other party “have the house”

I’ve had a rash of cases lately with the same elements. One party did not want the other party to have the house – they “put their foot down” and said “no way” - so the court or mediator said “sell it.” The mediator or judge or attorney also agreed that one party could, then, […]

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Quick Q&A: Can my client buy a house if he's obligated on another house debt?

From: Very Good Central Texas Lawyer Sent: Wednesday, May 8, 2019 8:31:55 AM To: noel@themortgageinstitute.com Subject: Question Good morning Noel, If wife was awarded the house in the decree and husband signs a special warranty deed to her, can husband buy his own house and get financing even though he is still on the mortgage but […]

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How to Calculate Equity in a Divorce Buyout

Got this email in the middle of the night. I love these questions and the learning opportunity they afford. From: Divorcing in Washington State Sent: Thursday, June 6, 2019 To: noel@themortgageinstitute.com Subject: Read your blog. Need advice on divorce buyout Noel, I read your blog and am reaching out because I am going through a […]

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Never Go To Mediation Without This

My Approval-Assessment. Read on. If you don’t already know or haven’t seen one, I’ll tell you what it is. Take this magical tool with you to your next mediation. This might be the most important and valuable tip I've ever given. How much time do you (and a few other professionals and clients) spend in […]

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Get A Real Answer Before Mediation For $0

This blog is about COST EFFICIENCY - how I really get great value for $0 and pass it on to the divorce community. The YouTube video is supportive but has extra information; this blog has information that the video does not have. So, I recommend reading and watching. And here’s that YouTube video: https://youtu.be/WRujtQ1jo3s I get […]

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How NOT to Determine Equity and Divorce Buyouts in Real Property (or How to Lose $30,000)

A customer was on the way to court while I was reviewing several orders and requests and motions. I found that the following had been stated as factual and consequential in establishing value and equity in a marital residence which was to be awarded to my customer subject to her refinancing its debt into her […]

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Three Tips for Divorce Mediation

THREE TIPS FOR MEDIATION Know this and you're in the top 1% No one else - other than my readers and subscribers - know to do these three things. Yet, if you employ these three simple tips, you will be in the TOP 1% of attorneys and mediators - really, the top fraction of a […]

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The Case of The Laughable Proposal - Not Knowing the "Golden Rule"

Continuing Series: Things My Platinum Inner Circle Attorneys Would NEVER Do This really happened. I leave the dates on the email exchanges but have, obviously, removed the real names of the people involved...to protect the innocent and the guilty. Opposing for a case/file on which we had already obtained credit underwriting approval (i.e., loan was […]

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